Student loans are in the news again. Chancellor Rachel Reeves’ decision to freeze the repayment threshold of Plan 2 student loans for 3 years after April 2027 has caused an uproar among students who will now face higher repayment costs. This only adds insult to injury for those who borrowed from the government’s Student Loans Company between 2012 and 2023. As it stands, the vast majority of students will already be unable to pay back their Plan 2 student loan before the 40-y